Automobile Financing

Affordable prices are simply the start. We result in the whole buying procedure easier.

Your auto loan requirements covered

Prices as little as

Enjoy rates that are extremely competitive great terms.

Complimentary Auto Buying Service

Our professionals will discover the vehicle you need at a price that is great. Begin right right right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time re re re payments.

Brand Brand Brand Brand Brand New Car Finance

Versatile terms, as much as 125per cent funding

  • New car loans interest rates only 3.14per cent APR
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection

  • Versatile terms as much as 84 months
  • No prepayment charges
  • Have a potential price decrease through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a good cost

Used Car Loan

Versatile choices to match your requirements

  • Car or truck loan prices only 3.39per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely purchase from a dealer, personal celebration, and sometimes even purchase down a rent
  • Enjoy a rate that is potential through LevelUp

Free user advantage: We’ll find your car or truck and negotiate a good cost

Car Loan Refinancing

Trade-in your loan for a far better one

  • Car finance refinancing prices as little as 3.14per cent APR
  • Affordable payment terms as much as 84 months on cars as much as ten years old, maximum 125,000 kilometers
  • Loans as much as 125percent associated with Kelley Blue Book value (just in case you owe a lot more than your vehicle may be worth )
  • Save well on your price by refinancing automobile financing off their finance institutions

Finance Calculator

Just exactly How car that is much we manage?

Our markers of success


“I’m to my 3rd Patelco car finance and I also could not start thinking about anyone that is trying. The client solutions is amazing!”


“I became assisted with a car loan and buy distribution. It absolutely was the experience that is best – We never ever knew it existed.”


“we desperately required a brand new automobile, but had small cash to place straight down. Patelco never ever hesitated to greatly help me personally.”

Shop the real method you prefer

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists discover the automobile you need and negotiate a price that is great you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to locate, finance and shop your ca r all in one single spot.

You are invited to the automobile purchase

stay tuned in for details about upcoming automobile purchase activities.

Details not far off

Safeguard your new r >

Expert agents will discover you the proper insurance coverage and security solutions during the price that is best.

Comprehensive Automobile Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Automobile Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links about this web web page will make you keep the Patelco Credit Union web site. Although Patelco works closely with several lovers, third-party web internet internet internet web web sites can offer a various privacy and amount of safety. Please consult the internet site’s online privacy policy for more information. Patelco Credit Union will not lawfully express the operator with this web web web site or perhaps the Patelco user, should the two get into a deal. Our company is additionally maybe perhaps perhaps maybe maybe not lawfully in charge of access, viewpoints, items, or solutions provided or expressed on the internet site you might be planning to go to.

1. APR (Annual Portion Price). Automobile prices only 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a selection of base prices and discounts that be determined by facets particularly credit rating, loan term, Patelco loan and account balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper ahead of loan consummation and can even be up to 11.89per cent APR. To find out more about prices, terms and available discounts, call 800.358.8228, see, or check out any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps perhaps maybe not deposits of Patelco Credit Union and are also perhaps maybe perhaps not insured by the NCUA. They’re not fully guaranteed by Patelco Credit Union and could be at the mercy of danger. Any insurance coverage needed as an ailment of an expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions and may also be bought from a real estate agent or an insurance coverage business regarding the user’s option. Patelco Insurance solutions is a subsidiary of Patelco Credit Union. Insurance coverage items provided by Patelco Insurance solutions, A ca insurance company (License #0C97544). Any complaints could be filed using the Ca Department of Insurance, .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price shall differ considering credit history and terms. Funding for qualified Patelco Credit Union users. Provide legitimate just on Enterprise automobile product product product Sales cars bought from 11/1/2018 – 12/31/2020. This offer is not along with some other offer apart from those placed in this ad.

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